Refinance Rates at 3.22% (2.89% APR*)

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Estimated Credit Rating
Zip Code
Estimated Home Value
$ 200,000
Mortgage Balance
$ 170,000
Mortgage Interest Rate
5.25 %
Late Payments in Past Year?
None
One
Two

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Active or Previous U.S. Millitary Service ?
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EasyRefiWizard.com is not acting as a lender or a broker ("Service Provider"). The information provided by you to Get Bank Approved is not an application for a mortgage loan nor is it used to pre-qualify you with any lender. Leading Service Providers, who participate in our matching engine, may have loan products available matching the criteria you submit via our forms. If you are contacted by Service Providers, advertising within our partner network, your quoted rate may be higher, depending on your property location, credit score, debt-to-income ratio, loan-to-value ratio, and other factors. Get Bank Approved does not guarantee that the rates or terms offered and made available by participating Service Providers are the lowest rates available in the market or the best terms available; not all Service Providers in our network offer the products that we advertise. Completing our forms does not obligate you to purchase a service or product from the providers, nor does it obligate a provider to offer to you any particular service about which you may have inquired. Available rates and terms are subject to change daily without notice.

Adjustable-Rate Mortgage: The initial payment on a 30-year $200,000 7-year Adjustable-Rate Loan at 3.375% and 70% loan-to-value (LTV) is $884.2 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.336%. After the initial 7 years, the principal and interest payment is $840.44. The fully indexed rate of 2.875% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.

*Terms and Conditions Apply - Rate referenced above is guidance and is based on available rates from our lender network as of July 16, 2014 for a 5/1 adjustable rate refinance, a loan amount of $250,000 in Maryland, two discount points, at least 20% equity in the subject property, a single-family home, primary residence, minimum 740 credit score and verifiable income for the borrower(s). Rates mentioned in any advertising are guidance and are based on a sampling of available rates from our lender network. Get Bank Approved is not a lender. Specific rates and terms offered to our applicants by specific lenders and providers within the network may vary, though our lenders and providers understand they are in a competitive environment and offer highly-competitive rates directly to our applicants. Rates are subject to change daily without notice. Not available in all states. Payment amounts shown do not include taxes or insurance.


*Terms and Conditions Apply - The actual interest rate, APR and payment you are offered may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lenders. This offer may not be available in all states and is subject to change without notice.

Easy Refi Wizard
171 S. Wellwood Ave Suite B, Lindenhurst NY 11757.